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Home Buying Tip: Get Pre-Approved for Your Home Loan

Home Buying Tip: Get Pre-Approved for Your Home Loan

Here is week 10 in our series of home buying tips: Get Pre-Approved For Your Home Loan .

There’s a big difference between a pre-qualified buyer and a buyer who has a pre-approved mortgage. Anyone can get pre-qualified for a loan. Being pre-approved means a lender has reviewed all of your financial information and let you know how much you can afford and how much they will lend you. Being pre-approved will save you a lot of time and energy so you are not running around looking at houses you can’t afford. It also gives you the opportunity to shop around for the best deal and the best interest rates. Do your research – learn about junk fees, processing fees or points, and make sure there aren’t any hidden costs in the loan.

We would love to introduce you to a local mortgage professional who can give you a pre-approval letter before you begin looking for your perfect home. Simply call or email us, and we’ll get you in contact with them quickly.

On Your Team Helping You Find and Buy The Perfect Home For You,
The Spica Real Estate Team

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