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Here’s What It Helps To Know About Interest Rates, Points, And The “Mysterious” APR

When you get a mortgage, there are three important terms for you to remember. Interest Rates Points APR I’ve combined these three terms here because they’re related, and you’ll understand them better if I explain them together. Interest Rate:  “Interest Rates” are the price that Lenders charge for the use...

Inside Secrets Of How To Get A “Yes” When You Borrow

Lenders approve loans based on their impression of your ability and INTENT to pay it back.  To figure this out, they look at five things:  creditworthiness, income, job longevity, job stability, and future income prospects.  We’ll tell you how to make sure you look good in each of these things,...

Four Things You Can Do To Qualify For a Bigger Mortgage

Say you started the home buying process backwards and started LOOKING at homes before you pre-qualified yourself for a loan.  Now you’ve found that none of the homes in your price range will measure up.  What do you do?  Short of robbing a bank, there are four things you can...

I’m The One Buying A Home – Just Who Are All These Other People?

Many people are involved in the home buying process.  These professionals have based their careers on helping you find and purchase the home of your dreams.  But do you really know just what they do for you? Real Estate Consultant The first person you’ll probably become involved with when you...

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