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4 Tips to Determine How Much Mortgage You Can Afford

4 Tips to Determine How Much Mortgage You Can Afford By: G. M. Filisko What's a rule of thumb to determine how much mortgage you can afford? There's no one rule, but these four tips will tell you. Home ownership should make you feel safe and secure, and that includes financially....

Fielding a Lowball Purchase Offer on Your Home

By: Marcie Geffner Published: June 10, 2010 Consider before you ignore or outright refuse a very low purchase offer for your home. A counteroffer and negotiation could turn that low purchase offer into a sale. You just received a purchase offer from someone who wants to buy your home. You’re excited...

How to Avoid Being Beaten Out

How To Avoid Being Beaten Out By Other Buyers Who May Be Competing For Your Dream Home... You’ve found your dream home, so you’ll make an acceptable offer and live happily ever after...unless another buyer beats you to the punch! In a competitive marketplace, this can not only happen, but...

Here’s What It Helps To Know About Interest Rates, Points, And The “Mysterious” APR

When you get a mortgage, there are three important terms for you to remember. Interest Rates Points APR I’ve combined these three terms here because they’re related, and you’ll understand them better if I explain them together. Interest Rate:  “Interest Rates” are the price that Lenders charge for the use...

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