How To Avoid Being Beaten Out By Other Buyers Who May Be Competing For Your Dream Home... You’ve found your dream home, so you’ll make an acceptable offer and live happily ever after...unless another buyer beats you to the punch! In a competitive marketplace, this can not only happen, but...
When you get a mortgage, there are three important terms for you to remember. Interest Rates Points APR I’ve combined these three terms here because they’re related, and you’ll understand them better if I explain them together. Interest Rate: “Interest Rates” are the price that Lenders charge for the use...
Lenders approve loans based on their impression of your ability and INTENT to pay it back. To figure this out, they look at five things: creditworthiness, income, job longevity, job stability, and future income prospects. We’ll tell you how to make sure you look good in each of these things,...
Choose a low down payment loan. There is no law that says you MUST put 20% or even 10% down. There are some loans that require as little as 3% or even zero down. This is attractive for three reasons: It’s hard to save for a large down payment, you...
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